Build your credit with our secured card
A credit card for people like you and me. Use your secured card everywhere that Visa is accepted.
Improve your credit
Together we can rebuild your credit with regular ontime payments and EP's support, each step of the way.
Clear affordable fees
We offer affordable, easy-to-make payments and instant decisions on applications.
Take your security seriously
Our number one priority is your security. Stay secure with chip, pin, and tap technologies.
How it works
Getting the card
Apply online to get your card. All you need is a piece of identification and 5 minutes.
Using the card
Start by funding your card with an initial deposit of at least $300. After that, spend your credit anywhere Visa is accepted.
Make regular monthly payments to improve your credit health. Improved credit health gives you more options in the future.
Be your best financial self
Everyday People Financial was founded on the belief that everybody deserves access to credit.
Our team makes your financial journey our number one priority because we believe that everyone deserves access to credit.
I tried credit rebuilding products and they were confusing…and actually ended up hurting my credit more! The EP secured card is simple and the way to go!