Our secured card

It's time to make credit health a priority.

The EP Secured Card is the everyday way to build credit.
Apply Now

Secured Card Terms and Conditions

Quick Approval

Apply online and get a quick response by a real human.

Place a Deposit

Place a deposit equal to your credit limit and get instant access to credit.

Use It Anywhere

Use your secured card just like a regular credit card.

The convenience of a credit card

Accepted everywhere

Use your secured card everywhere that Visa is accepted.

Make Progress

Have your regular payments report to two major Canadian credit bureaus.

Shop Securely

Stay secure with chip and pin technology, and tap.

Quick Approvals

Get approved quickly and with a security deposit in place, gain quick access to your credit limit.

A journey to better credit

Building up credit

Use your card like any other credit card and we'll report monthly to the credit bureau, helping you build your credit.

Going beyond secured cardsComing soon

Move from a secured card to a traditional credit card by establishing your credit history each month. The goal is to help you graduate from the secured card to a traditional credit card.

Saving when you spendComing soon

Just like your credit score, your security deposit can grow too - into a savings account. The Kickstarter Savings plan is coming soon.

Fees and Information

Straightforward and simple fees. All you need is a minimum deposit of $300.00

Sign Up Cost



19.95% Interest

Monthly Fee


Take the first step towards better credit

All you need to apply is your personal information and valid proof of identity such as a driver's licence or passport.