Our secured card

It's time for everyday people to get some credit

A secured credit card works just like a regular credit card.
Apply Now

Instant Approval

Apply online and get approved in minutes.

Place a Deposit

Place a deposit equal to your credit limit and get instant access to credit.

Use It Anywhere

Use your secured card just like a regular credit card.

Secured Card Benefits

Accepted everywhere

Use your secured card everywhere that Visa is accepted.

Learn and Earn

Earn Cash back with our loyalty program. Please contact us for more details.

Graduate

Move up to a standard credit card.

Shop Securely

Stay secure with chip and pin technology, and tap.

Instant Fund Access

Instant issuance and access to deposit limit.

Saving Options

Monthly savings plans available. Please contact us for more details.

Fees and Information

Straightforward and simple fees. All you need is a minimum deposit of $200.00

Purchases

Free

Monthly Fee

$3.95

Your Card

Free

Withdrawal Fee

$1.50

It's more than just a secured credit card

Building up credit

Use your card like any other credit card and we'll report monthly to the credit bureau, helping you build your credit.

Going beyond secured cards

Move from a secured card to a traditional credit card by establishing your credit history each month. The goal is to help you graduate from the secured card to a traditional credit card.

Saving when you spendComing soon

A savings program made simple — instead of $3.95 a month have the account automatically withdraw $10 a month to let the extra savings build over time. The Kickstarter Savings Program coming soon.

Become one of our many valued customers

All you need to apply is your personal information and valid proof of identity such as a driver's licence or passport.